RE: I Am #AliveAndThriving Today! || #IAmAliveChallenge || Daily Off-Grid Jungle Journal Entry: Day #1316 - HBD Savings Interest Down to 14%, an ALIVE:HEARTBEAT Pool Coming Soon, and More GBQ on Qortal - Big Island, Hawai'i - Thursday, March 5, 2026
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!ALIVE !LOLZ !BBH
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Huge swarms of thanks, my friend! 😁🙏💚✨🤙
!ALIVE
!BBH
!LOLZ
!ALIVE
A few oceans more thanks, my friend! 😁🙏💚✨🤙
!ALIVE
I noticed that the HBD Savings interest is back to 15% APR recently. 🤓 I was about to tell @kenny-crane that the interest for VOLT Power on his PEPE frog card battle game remained at 11.25% despite the APR for HBD Savings had been temporarily down to 14%. 🐸
!ALIVE
Some of the top witnesses changed the APR, and we're presently in an oscillating intermediary period, before a new consensus is reached. It's going back and forth between 14% and 15%. Yesterday it was 15%, and now today it's back to 14%. 😁🙏💚✨🤙
!ALIVE
If for any reason the Hive Witnesses disable the APR on HBD Savings, then there might be more people on Hive who would use their HBD, such as converting it to Hive Power or buying #HiveEngine tokens !INDEED. 🧘♂️ The APR for HBD Savings will automatically be disabled though in case the haircut rule for HBD applies. 🤓
!WEIRD
!ALIVE
!WINEX
Well of course, as they'd want to continue leveraging it, instead of just having it sit useless in savings. The first stages of the haircut rule have already gone into effect, with HBD no longer being distributed in post rewards, which happened when the soft debt limit of 20% was reached. When the hard debt limit of 30% is reached, then HBD will lose its peg to the US fiat-dollar, and it will stop earning interest. 😁🙏💚✨🤙
!ALIVE
!INDEED
!WINE
!WEIRD
!ALIVE